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In today's litigious society, everyone is susceptible to lawsuits. Courts are quite often awarding large sums of money to victims of negligent acts.  Every day you are at risk of causing damage to property or injury to someone that could result in a large financial judgment against you, even when simply driving your car.  Or a neighbor's child or a household worker could be badly injured while on your property.  Do you have enough liability insurance to protect your assets, your family and your way of life should you be sued for $1million or more?

A Personal Umbrella Policy provides additional limits of liability above and beyond those provided by your Auto, Homeowners, Boat, RV or Motorcycle policies (your "primary" policies).  For relatively little cost, a Personal Umbrella can provide $1million, or up to $5 million, in additional coverage in case those policies' limits are not enough.  Once the primary policy limits are paid out for damages, medical bills, judgments and attorney fees, the Umbrella policy limits are available for any remaining amount you are liable to pay.  In addition, the Umbrella policy may cover claims and legal fees that are not covered on a primary policy, and can apply to events that happen anywhere in the world.

Call the experts at DeAngelis Insurance for more information or to get a quote today!
   

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3033 Graham Rd. | Stow, OH 44224 | Ph: 330.686.8520 | Fx: 330.752.2590

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